Rates Rising After Fed Cut
|Despite September's rate cut, mortgages climbed to 6.41%. Lock today's rate before Oct 28-29 Fed meeting in Lock Rate Now →Bergen County's #1 Lender
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Today's Bergen County Mortgage Rates
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Last Updated: Today, 9:12 PM
Rates dropped 0.125% this week
| Loan Program | Rate | APR | Points | Est. Payment* | Action |
|---|---|---|---|---|---|
30-Year Fixed FHAPOPULAR Save $127/mo vs Conventional | 6.125% | 6.892% | 0.875 | $1,821 on $300,000 | Lock Rate |
30-Year Fixed Conventional | 6.375% | 6.521% | 0.500 | $1,948 on $300,000 | Lock Rate |
30-Year Fixed VA Save $173/mo - Veterans Only | 5.875% | 6.142% | 0.750 | $1,775 on $300,000 | Lock Rate |
15-Year Fixed | 5.625% | 5.891% | 0.625 | $2,456 on $300,000 | Lock Rate |
5/1 ARM Save $292/mo (first 5 years) | 5.250% | 6.723% | 1.000 | $1,656 on $300,000 | Lock Rate |
Fed Meeting Alert: Next FOMC meeting October 28-29, 2025. Despite September's rate cut, mortgages climbed to 6.41%. Lock now to secure today's rate.Act fast - rates valid until midnight EST.
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