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Divorce Mortgage Solutions

Navigate Your Mortgage ThroughLife's Transitions

Compassionate, confidential mortgage guidance during divorce. Keep your home or start fresh with expert support.

We Understand This Is Difficult

Divorce brings emotional and financial challenges. As mortgage specialists who've helped hundreds of clients through this transition, we provide more than just financing — we offer understanding, privacy, and a clear path forward.

15+
Years helping divorcing couples
48hr
Typical pre-approval time
100%
Confidential process

Your Mortgage Options During Divorce

Tailored solutions for your unique situation

Equity Buyout Refinance

Keep your home, remove your ex-spouse

  • Up to 95% of home value
  • Cash out for settlement
  • Single income qualification

Fresh Start Purchase

Finance your new beginning

  • First-time buyer programs available
  • Low down payment options
  • Credit rebuilding guidance

Assumption Alternative

Creative solutions for existing loans

  • Work with existing mortgage
  • Minimize closing costs
  • Preserve favorable rates

Common Divorce Mortgage Scenarios

We've seen it all and have solutions for every situation

Keeping the Family Home

Refinance to remove spouse and access equity

  • Qualify on single income
  • Court-ordered support counts
  • Up to 95% LTV available

Both Moving Out

Coordinate sale and new purchases

  • Bridge financing options
  • Temporary housing solutions
  • Simultaneous closings

Credit Challenges

Rebuild and qualify strategies

  • FHA loans available
  • Non-traditional credit
  • Rapid rescore options

Self-Employed Income

Alternative documentation programs

  • Bank statement programs
  • Asset-based lending
  • P&L documentation

Our Supportive Process

Step-by-step guidance through your mortgage transition

1

Private Consultation

Discuss your situation confidentially

2

Financial Review

Assess options based on settlement

3

Custom Solutions

Create your mortgage strategy

4

Smooth Closing

Handle all details discretely

Resources to Help YouMove Forward

Documentation Checklist

Know exactly what you need for your application

Legal Coordination

We work with your attorney for smooth transactions

Financial Planning

Budget planning for your new situation

Quick Assessment

Calculate Your New Payment

See what you can afford on a single income

Mortgage Calculator

Accurate payment calculations with September 2025 rates

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Important Disclosure: The payment amounts shown are estimates for informational purposes only and are not an offer to lend. Actual payments will vary based on your specific situation and current rates. This calculator does not constitute a loan application, loan offer, or loan commitment. Final loan approval is subject to credit approval, verification of information provided, property appraisal, and other underwriting requirements. CMG Home Loans NMLS #1577754. Equal Housing Lender. Not all applicants will qualify.

NMLS #1577754
Equal Housing Lender

You Don't Have to Navigate This Alone

Private, compassionate mortgage guidance when you need it most