Smart financing strategies for empty nesters and retirees. Unlock your home's value while simplifying your lifestyle.
Tailored solutions to help you transition smoothly
Age 62+? Access home equity without monthly payments
Buy your new home before selling
Flexible equity access
Discover maintenance-free living in Bergen County's premier communities
Access your home's value for retirement or investments
Move to a home that fits your current lifestyle
Travel more, worry less about home upkeep
We guide you through every step of the transition
Discuss goals and timeline
Determine current equity
Choose best loan option
Coordinate buy and sell
See how downsizing can reduce your monthly expenses
Accurate payment calculations with September 2025 rates
Important Disclosure: The payment amounts shown are estimates for informational purposes only and are not an offer to lend. Actual payments will vary based on your specific situation and current rates. This calculator does not constitute a loan application, loan offer, or loan commitment. Final loan approval is subject to credit approval, verification of information provided, property appraisal, and other underwriting requirements. CMG Home Loans NMLS #1577754. Equal Housing Lender. Not all applicants will qualify.
Let's discuss your downsizing options and create a personalized plan