No more tax return headaches. Qualify based on your true earning power with bank statements, P&L, or alternative documentation.
Traditional mortgages don't work for entrepreneurs. Your tax returns show write-offs, not your true income. We get it. That's why we offer mortgage programs designed specifically for self-employed borrowers that look at your actual cash flow.
Multiple ways to qualify without traditional W-2 income
12-24 months of bank statements
CPA-prepared profit & loss
Qualify using assets
Specialized programs for different self-employment situations
12-24 months showing consistent deposits
Proof of active business operations
Optional but can strengthen application
Proven track record with self-employed borrowers
See what you qualify for based on your cash flow
Accurate payment calculations with September 2025 rates
Important Disclosure: The payment amounts shown are estimates for informational purposes only and are not an offer to lend. Actual payments will vary based on your specific situation and current rates. This calculator does not constitute a loan application, loan offer, or loan commitment. Final loan approval is subject to credit approval, verification of information provided, property appraisal, and other underwriting requirements. CMG Home Loans NMLS #1577754. Equal Housing Lender. Not all applicants will qualify.
Let's create a mortgage solution that works with your business income