Irvington Home Equity Loan Calculator

Calculate your available home equity in Irvington, NJ. Median home value: $291,500

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Irvington • Essex County

Median: $291,500 • Tax Rate: 3.45%

Current Home Value

Current Mortgage Balance

Current equity: -$8,500 (-2.9%)

Desired Loan Amount

⚠️ Loan amount exceeds available equity. Max: $0

⚠️ You need at least 20% equity to qualify for most home equity loans.

Credit Score Range

Estimated rate: 7.50%

Interest Rate (%)

Loan Term (years)

Include property tax estimate (3.45%)

Available Equity

Based on 85% LTV limit

For a home in Irvington, Essex County

Estimated Monthly Payment

$695

Principal & Interest: $695

Loan Amount$75,000

Interest Rate7.50%

Loan Term15 years

Total Interest Paid$50,147

Total Paid$125,147

Payoff DateNovember 2040

Ready to take the next step? Contact Jimmy Joseph MBA at (908) 698-0150

About Irvington Home Equity

With a median home value of $291,500 in Irvington, homeowners typically have significant equity available.