Lodi Home Equity Loan Calculator

Calculate your available home equity in Lodi, NJ. Median home value: $395,000

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Lodi • Bergen County

Median: $395,000 • Tax Rate: 2.88%

Current Home Value

Current Mortgage Balance

Current equity: $95,000 (24.1%)

Desired Loan Amount

⚠️ Loan amount exceeds available equity. Max: $35,750

Credit Score Range

Estimated rate: 7.50%

Interest Rate (%)

Loan Term (years)

Include property tax estimate (2.88%)

Available Equity

$35,750

Based on 85% LTV limit

For a home in Lodi, Bergen County

Estimated Monthly Payment

$695

Principal & Interest: $695

Loan Amount$75,000

Interest Rate7.50%

Loan Term15 years

Total Interest Paid$50,147

Total Paid$125,147

Payoff DateNovember 2040

Ready to take the next step? Contact Jimmy Joseph MBA at (908) 698-0150

About Lodi Home Equity

With a median home value of $395,000 in Lodi, homeowners typically have significant equity available.