Ridgefield Home Equity Loan Calculator

Calculate your available home equity in Ridgefield, NJ. Median home value: $550,000

🏘️ Select Your City (Optional)

Choose a Northern NJ city to auto-fill median home value and property tax rate

Ridgefield • Bergen County

Median: $550,000 • Tax Rate: 2.48%

Current Home Value

Current Mortgage Balance

Current equity: $250,000 (45.5%)

Desired Loan Amount

Credit Score Range

Estimated rate: 7.50%

Interest Rate (%)

Loan Term (years)

Include property tax estimate (2.48%)

Available Equity

$167,500

Based on 85% LTV limit

For a home in Ridgefield, Bergen County

Estimated Monthly Payment

$695

Principal & Interest: $695

Loan Amount$75,000

Interest Rate7.50%

Loan Term15 years

Total Interest Paid$50,147

Total Paid$125,147

Payoff DateNovember 2040

Ready to take the next step? Contact Jimmy Joseph MBA at (908) 698-0150

About Ridgefield Home Equity

With a median home value of $550,000 in Ridgefield, homeowners typically have significant equity available.