West Caldwell Home Equity Loan Calculator

Calculate your available home equity in West Caldwell, NJ. Median home value: $550,000

🏘️ Select Your City (Optional)

Choose a Northern NJ city to auto-fill median home value and property tax rate

West Caldwell • Essex County

Median: $550,000 • Tax Rate: 2.25%

Current Home Value

Current Mortgage Balance

Current equity: $250,000 (45.5%)

Desired Loan Amount

Credit Score Range

Estimated rate: 7.50%

Interest Rate (%)

Loan Term (years)

Include property tax estimate (2.25%)

Available Equity

$167,500

Based on 85% LTV limit

For a home in West Caldwell, Essex County

Estimated Monthly Payment

$695

Principal & Interest: $695

Loan Amount$75,000

Interest Rate7.50%

Loan Term15 years

Total Interest Paid$50,147

Total Paid$125,147

Payoff DateNovember 2040

Ready to take the next step? Contact Jimmy Joseph MBA at (908) 698-0150

About West Caldwell Home Equity

With a median home value of $550,000 in West Caldwell, homeowners typically have significant equity available.