All In One Loan
The All In One Loan combines your mortgage, checking, and home equity line of credit into one account, allowing you to use your income and savings to pay down your mortgage faster.
$150,000
Min. Loan Amount
Up to 30%
Interest Savings
7-10 years faster
Payoff Time
Key Features
- Mortgage and checking in one account
- Automatic principal reduction
- Access to home equity without refinancing
- Real-time online account management
Benefits
- Pay off mortgage years faster
- Save thousands in interest
- Maintain liquidity with equity access
- Simplify finances with one account
Requirements
- Minimum loan amount of $150,000
- Strong credit score (typically 700+)
- Stable income and employment
- At least 20% equity in home
Ideal For
- High-income earners
- Those wanting to pay off mortgage faster
- Homeowners with irregular income
- Buyers seeking financial flexibility
Ready to Get Started?
Contact Jimmy Joseph MBA to discuss your all in one loan options.
Jimmy Joseph MBA
NMLS #1577754
Branch NMLS #2477715
Let's Find Your Perfect Mortgage
Every situation is unique. Get personalized guidance from Jimmy Joseph MBA to find the best solution for you.