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Loan ProgramsHomeFundIt
Down Payment Assistance Program

HomeFundItDown Payment Made Simple

Break through the down payment barrier with our innovative assistance program. Get up to $15,000 in down payment help and make your homeownership dreams a reality.

Up to $15K

Down payment assistance

3.5%Down

Minimum down payment

30Days

Average closing time

580+FICO

Minimum credit score

Program Highlights

HomeFundIt provides comprehensive assistance to make homeownership accessible and affordable for qualified buyers.

Down Payment Grant

Up to $15,000 in down payment assistance that may not need to be repaid

Closing Cost Credits

Receive credits toward closing costs to reduce your out-of-pocket expenses

Rate Advantages

Access to competitive interest rates through our lending partner network

Why Choose HomeFundIt?

Our comprehensive assistance program addresses the biggest barriers to homeownership, making your dream home more attainable than ever.

Down Payment Assistance

Get help with your down payment to make homeownership more accessible and affordable

Reduced Closing Costs

Lower your upfront costs with reduced closing cost options and seller concessions

Fast Approval Process

Streamlined underwriting process designed to get you approved and closed quickly

Flexible Qualification

More lenient credit and income requirements compared to traditional loan programs

Built-in Protection

Consumer protections and safeguards to ensure you're making a smart financial decision

First-Time Buyer Friendly

Specially designed for first-time homebuyers with educational resources and support

How HomeFundIt Works

Our simple four-step process gets you from application to closing with the assistance you need.

1

Get Pre-Qualified

Complete our simple pre-qualification process to determine your eligibility for HomeFundIt assistance.

2

Find Your Home

Work with your real estate agent to find the perfect home within the program guidelines.

3

Apply for Assistance

Submit your full application with our team to secure your down payment assistance funds.

4

Close on Your Home

Complete your home purchase with reduced upfront costs and move into your new home.

Eligibility Requirements

HomeFundIt is designed to help qualified first-time homebuyers and those returning to homeownership after an extended period.

First-time homebuyer (or haven't owned in 3+ years)
Primary residence purchase only
Meet income limits for your area
Complete homebuyer education course
Minimum credit score of 580
Debt-to-income ratio within guidelines
Check Your Eligibility

Get Your HomeFundIt Pre-Approval

Speak with our HomeFundIt specialist today

(908) 698-0150

Or schedule your consultation online

Schedule Now