VA Loans
VA loans are guaranteed by the U.S. Department of Veterans Affairs and offer incredible benefits to active-duty service members, veterans, and eligible surviving spouses.
$0
Down Payment
No
PMI Required
41%
Max DTI
Key Features
- 100% financing - no down payment required
- No private mortgage insurance (PMI)
- Competitive interest rates
- Limited closing costs
Benefits
- No down payment needed
- No monthly mortgage insurance premiums
- Lower interest rates than conventional loans
- Easier qualification with past credit issues
Requirements
- Certificate of Eligibility (COE) from VA
- Satisfactory credit and income
- Property must meet VA appraisal standards
- Property must be primary residence
Ideal For
- Active-duty service members
- Veterans
- National Guard and Reserve members
- Eligible surviving spouses
Ready to Get Started?
Contact Jimmy Joseph MBA to discuss your va loans options.
Jimmy Joseph MBA
NMLS #1577754
Branch NMLS #2477715
Let's Find Your Perfect Mortgage
Every situation is unique. Get personalized guidance from Jimmy Joseph MBA to find the best solution for you.