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Mortgage Broker in Bergenfield, NJ 07621

Bergenfield offers affordable suburban living with a strong sense of community. Popular with first-time homebuyers and young families.

Get Pre-Approved for BergenfieldCall (908) 698-0150

Bergenfield Real Estate Market

Median Home Price

$525,000

Appreciation

+3.8% YoY

Median Income

$88,204

School Rating

6/10

Quick Facts

Population:28,321
Property Tax Rate:2.53%
County:Bergen County
FHA/VA Limit:$1,149,825

Why Buy in Bergenfield?

  • Affordable starter homes
  • Family-friendly atmosphere
  • Good local restaurants
  • Convenient shopping

Nearby Communities

Teaneck$575,000Dumont$545,000New Milford$535,000Tenafly$1,125,000

Mortgage Programs for Bergenfield Buyers

We offer specialized loan programs tailored to Bergenfield's market conditions and buyer needs.

FHA Loans

Perfect for Bergenfield first-time buyers. 3.5% down up to $1,149,825.

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VA Loans

0% down for veterans buying in Bergenfield. Up to $1,149,825 limit.

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Jumbo Loans

For Bergenfield homes above $1,149,825. Competitive rates available.

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Ready to Buy in Bergenfield?

Get pre-approved today and start your Bergenfield home search with confidence.

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Current Multi-State Mortgage Rates

Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.

Multi-State Loan Availability

Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.

Calculate Your Monthly Payment

Enter your target home price for rate calculation

FHA 30-Year Fixed

3.5% down payment

Interest Rate:6.75%
APR:6.95%
Loan Limit:Up to $1,149,825

Your Estimated Payment

Monthly Payment

$2,598/mo*

Principal & Interest:$2,598
Property Tax (est.):$1,458/mo
Insurance (est.):$125/mo
PMI (if applicable):$285/mo
Total Monthly:$4,466/mo*

*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.

Multi-State Tax Rates

Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).

Market Coverage

Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.

Down Payment Programs

State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.

Lock In Your Rate Today

Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.

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Your Bergenfield Mortgage Expert

With local expertise and competitive rates, we make buying in Bergenfield simple and stress-free.

Call (908) 698-0150View All Bergen County

NMLS #1577754 | Serving Bergenfield and all of Bergen County