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Mortgage Broker in Cliffside Park, NJ 07010

Your local mortgage expert for Cliffside Park and Bergen County. Get approved for FHA, VA, and Jumbo loans up to $1,149,825 with competitive rates and personalized service.

Cliffside Park Real Estate Market Overview

Cliffside Park offers stunning Manhattan views and urban convenience along the Hudson River. With a median home price of $525,000, it provides modern living options including high-rise condos with NYC skyline views.

Median Home Price

$525,000

Annual Appreciation

+3.8% YoY

Property Tax Rate

2.38%

School Rating

6/10

Why Choose Cliffside Park?

  • Good Schools

    Cliffside Park schools serve the community well in Bergen County

  • Stable Property Values

    +3.8% YoY annual appreciation in the local market

  • Quality Housing

    Well-maintained properties with value

  • Active Community

    Suburban lifestyle with great amenities

Mortgage Programs for Cliffside Park Homebuyers

Whether you're buying your first home or finding the perfect property, we have the right loan program for your Cliffside Park purchase.

FHA

FHA Loans

Perfect for first-time buyers in Cliffside Park. Only 3.5% down with loans up to $1,149,825.

  • • Minimum 580 credit score
  • • Low down payment options
  • • Flexible qualification
VA

VA Loans

For veterans and active military. 0% down payment up to $1,149,825 in Bergen County.

  • • No down payment required
  • • No PMI needed
  • • Competitive interest rates
J

Jumbo Loans

For luxury Cliffside Park properties. Competitive rates for high-value homes.

  • • Loans up to $3 million+
  • • Flexible terms available
  • • Portfolio lending options
Conv

Conventional Loans

Traditional financing with as little as 5% down for Cliffside Park properties.

  • • Remove PMI at 20% equity
  • • Fixed and ARM options
  • • Up to $1,149,825
203k

Renovation Loans

Buy and renovate a Cliffside Park fixer-upper with one loan. Finance repairs into mortgage.

  • • Finance purchase + repairs
  • • FHA 203k available
  • • Transform older homes
1st

First-Time Buyer

Special programs for first-time buyers in Cliffside Park with down payment assistance.

  • • NJ DPA programs
  • • Lower down payments
  • • Educational resources

Also Serving Nearby Bergen County Towns

Our Cliffside Park mortgage experts also serve these neighboring communities

Current Multi-State Mortgage Rates

Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.

Multi-State Loan Availability

Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.

Calculate Your Monthly Payment

Enter your target home price for rate calculation

FHA 30-Year Fixed

3.5% down payment

Interest Rate:6.75%
APR:6.95%
Loan Limit:Up to $1,149,825

Your Estimated Payment

Monthly Payment

$2,598/mo*

Principal & Interest:$2,598
Property Tax (est.):$1,458/mo
Insurance (est.):$125/mo
PMI (if applicable):$285/mo
Total Monthly:$4,466/mo*

*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.

Multi-State Tax Rates

Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).

Market Coverage

Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.

Down Payment Programs

State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.

Lock In Your Rate Today

Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.

Ready to Buy Your Cliffside Park Home?

Get pre-approved today and start shopping with confidence. Our local expertise makes the difference in Bergen County's competitive market.

NMLS #1577754 | Equal Housing Lender | Licensed in New Jersey