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Mortgage Broker in Demarest, NJ 07627

Demarest offers quiet luxury in a peaceful setting with top-rated schools and spacious properties. This exclusive borough provides an ideal environment for families seeking privacy and quality of life.

Demarest Real Estate Market

Median Home Price

$1,050,000

Appreciation

+5.5% YoY

Median Income

$168,000

School Rating

9/10

Quick Facts

Population:4,881
Property Tax Rate:2.19%
County:Bergen County
FHA/VA Limit:$1,149,825

Why Buy in Demarest?

  • Highly rated Northern Valley schools
  • Quiet, tree-lined streets
  • Large lot sizes
  • Family-friendly atmosphere
  • Nature preserves and duck pond
  • Low traffic and peaceful setting
  • Close to Alpine and Tenafly

Mortgage Programs for Demarest Buyers

We offer specialized loan programs tailored to Demarest's market conditions and buyer needs.

FHA Loans

Perfect for Demarest first-time buyers. 3.5% down up to $1,149,825.

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VA Loans

0% down for veterans buying in Demarest. Up to $1,149,825 limit.

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Jumbo Loans

For Demarest homes above $1,149,825. Competitive rates available.

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Ready to Buy in Demarest?

Get pre-approved today and start your Demarest home search with confidence.

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Current Multi-State Mortgage Rates

Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.

Multi-State Loan Availability

Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.

Calculate Your Monthly Payment

Enter your target home price for rate calculation

FHA 30-Year Fixed

3.5% down payment

Interest Rate:6.75%
APR:6.95%
Loan Limit:Up to $1,149,825

Your Estimated Payment

Monthly Payment

$2,598/mo*

Principal & Interest:$2,598
Property Tax (est.):$1,458/mo
Insurance (est.):$125/mo
PMI (if applicable):$285/mo
Total Monthly:$4,466/mo*

*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.

Multi-State Tax Rates

Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).

Market Coverage

Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.

Down Payment Programs

State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.

Lock In Your Rate Today

Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.

Your Demarest Mortgage Expert

With local expertise and competitive rates, we make buying in Demarest simple and stress-free.

NMLS #1577754 | Serving Demarest and all of Bergen County