Englewood, NJ Home Loans & Mortgage Services
Expert mortgage guidance for Englewood homebuyers and homeowners. Get competitive rates on conventional, FHA, VA, and jumbo loans with a local Bergen County mortgage advisor who understands the Englewood market.
Englewood Real Estate Market Overview
Why Choose Englewood?
- Diverse community with cultural amenities
- Strong private school presence (Dwight-Englewood)
- Vibrant downtown with dining and shopping
- Easy NYC access via bus and train
Popular Englewood Neighborhoods
Mortgage Programs for Englewood Buyers
Offering conventional, FHA, and first-time buyer programs tailored to Englewood homebuyers.
Conventional Loans
Low down payment options, competitive rates
- Down payments as low as 3%
- Competitive interest rates
- Flexible loan terms (15, 20, 30 years)
FHA Loans
As low as 3.5% down, flexible credit requirements
- Down payment as low as 3.5%
- Credit scores as low as 580 accepted
- Gift funds allowed for down payment
Jumbo Loans
For high-value properties in Bergen County
- Loan amounts above conforming limits
- Competitive rates for qualified borrowers
- Flexible loan terms
HomeReady Loan
Flexible funding with down payments as low as 3%
- Down payment as low as 3%
- Reduced mortgage insurance costs
- Flexible income sources accepted
Specialized Mortgage Resources for Englewood
Explore detailed guides tailored specifically for Englewood homebuyers and homeowners.
Home Equity Agreements in Englewood
Are you a Englewood homeowner considering a home equity agreement (HEA)? With Englewood's strong property values and con...
First-Time Homebuyers in Englewood
Buying your first home in Englewood is an exciting milestone. As a first-time homebuyer, you have access to special prog...
FHA Loans in Englewood
FHA loans are one of the most popular mortgage options for homebuyers in Englewood, offering low down payments, flexible...
Jumbo Loans in Englewood
For luxury homes and high-value properties in Englewood, jumbo loans provide financing above conventional loan limits. T...
Mortgage Refinancing in Englewood
Refinancing your Englewood home can help you secure a lower interest rate, reduce your monthly payment, access your home...
Conventional Loans in Englewood
Conventional loans are the most popular mortgage option for homebuyers in Englewood, offering competitive interest rates...
VA Loans in Englewood
VA loans provide an incredible benefit for veterans, active-duty service members, and eligible surviving spouses looking...
HomeReady Loans in Englewood
HomeReady loans from Fannie Mae help low-to-moderate income buyers afford homes in Englewood with just 3% down, flexible...
FHA 203(k) Renovation Loans in Englewood
FHA 203(k) loans let you buy or refinance a fixer-upper in Englewood and finance the renovation costs—all in a single mo...
Mortgage Recast Calculator in Englewood
If you're a Englewood homeowner who's come into a significant sum of money—whether from inheritance, a work bonus, stock...
Why Work With a Englewood Mortgage Expert?
Local Market Knowledge
Deep understanding of Englewood property values, neighborhood trends, and local real estate market conditions.
Fast Pre-Approvals
Quick pre-approval letters to strengthen your offer in Englewood's competitive real estate market.
Real Estate Agent Relationships
Established connections with top Englewood real estate agents for seamless transactions.
School District Expertise
Guidance on buying in top-rated Englewood Public Schools / Dwight-Englewood (Private) attendance zones.
Ready to Buy or Refinance in Englewood?
Get expert mortgage guidance from a local Bergen County advisor who understands the Englewood market. Call today or get started online.
Englewood Mortgage FAQs
What is the average home price in Englewood, NJ?
The median home price in Englewood is approximately $625,000. Property values vary significantly by neighborhood, home size, and condition. Englewood is considered a mid-market market within Bergen County.
What types of mortgage loans are available in Englewood?
Englewood homebuyers can access conventional loans, FHA loans (3.5% down), VA loans (0% down for veterans), and first-time buyer programs like HomeReady and Home Possible. The best option depends on your credit score, down payment, and financial situation.
What is the property tax rate in Englewood?
The effective property tax rate in Englewood is approximately 2.48% of the assessed home value. Property taxes fund Englewood Public Schools / Dwight-Englewood (Private) and local municipal services. On a $625,000 home, annual property taxes would be approximately $15,500.
How long does it take to commute from Englewood to NYC?
The commute from Englewood to New York City typically takes 25 minutes by train or car, making it a convenient option for Manhattan commuters. Jersey City is approximately 20 minutes away. Many Englewood residents work in NYC and appreciate the suburban quality of life with easy urban access.
Start Your Englewood Home Journey Today
Whether you're buying your first home or refinancing your current property, we're here to help you navigate the Englewood real estate market with confidence.