Harrison, NJ Home Loans & Mortgage Services
Expert mortgage guidance for Harrison homebuyers and homeowners. Get competitive rates on conventional, FHA, VA, and jumbo loans with a local Bergen County mortgage advisor who understands the Harrison market.
Harrison Real Estate Market Overview
Why Choose Harrison?
- PATH train to Manhattan and Hoboken
- Red Bull Arena (Major League Soccer)
- Rapid development and new construction
- Newark border with easy Ironbound access
Popular Harrison Neighborhoods
Mortgage Programs for Harrison Buyers
Offering conventional, FHA, and first-time buyer programs tailored to Harrison homebuyers.
Conventional Loans
Low down payment options, competitive rates
- Down payments as low as 3%
- Competitive interest rates
- Flexible loan terms (15, 20, 30 years)
FHA Loans
As low as 3.5% down, flexible credit requirements
- Down payment as low as 3.5%
- Credit scores as low as 580 accepted
- Gift funds allowed for down payment
HomeReady Loan
Flexible funding with down payments as low as 3%
- Down payment as low as 3%
- Reduced mortgage insurance costs
- Flexible income sources accepted
Why Work With a Harrison Mortgage Expert?
Local Market Knowledge
Deep understanding of Harrison property values, neighborhood trends, and local real estate market conditions.
Fast Pre-Approvals
Quick pre-approval letters to strengthen your offer in Harrison's competitive real estate market.
Real Estate Agent Relationships
Established connections with top Harrison real estate agents for seamless transactions.
School District Expertise
Guidance on buying in top-rated Harrison Public Schools attendance zones.
Ready to Buy or Refinance in Harrison?
Get expert mortgage guidance from a local Bergen County advisor who understands the Harrison market. Call today or get started online.
Harrison Mortgage FAQs
What is the average home price in Harrison, NJ?
The median home price in Harrison is approximately $600,000. Property values vary significantly by neighborhood, home size, and condition. Harrison is considered a mid-market market within Bergen County.
What types of mortgage loans are available in Harrison?
Harrison homebuyers can access conventional loans, FHA loans (3.5% down), VA loans (0% down for veterans), and first-time buyer programs like HomeReady and Home Possible. The best option depends on your credit score, down payment, and financial situation.
What is the property tax rate in Harrison?
The effective property tax rate in Harrison is approximately 2.72% of the assessed home value. Property taxes fund Harrison Public Schools and local municipal services. On a $600,000 home, annual property taxes would be approximately $16,320.
How long does it take to commute from Harrison to NYC?
The commute from Harrison to New York City typically takes 20 minutes (PATH train) by train or car, making it a convenient option for Manhattan commuters. Jersey City is approximately 10 minutes away. Many Harrison residents work in NYC and appreciate the suburban quality of life with easy urban access.
Start Your Harrison Home Journey Today
Whether you're buying your first home or refinancing your current property, we're here to help you navigate the Harrison real estate market with confidence.