Skip to main content

Mortgage Broker in Montvale, NJ 07645

Montvale attracts corporate executives with its proximity to major business centers and excellent schools. This upscale community offers a perfect blend of residential tranquility and business convenience.

Montvale Real Estate Market

Median Home Price

$875,000

Appreciation

+5.1% YoY

Median Income

$142,000

School Rating

8/10

Quick Facts

Population:8,053
Property Tax Rate:2.22%
County:Bergen County
FHA/VA Limit:$1,149,825

Why Buy in Montvale?

  • Home to corporate headquarters
  • Excellent Pascack Valley schools
  • Executive-style homes
  • Convenient to NY State line
  • Low crime rates
  • Beautiful residential neighborhoods
  • Easy access to shopping

Mortgage Programs for Montvale Buyers

We offer specialized loan programs tailored to Montvale's market conditions and buyer needs.

FHA Loans

Perfect for Montvale first-time buyers. 3.5% down up to $1,149,825.

Learn More →

VA Loans

0% down for veterans buying in Montvale. Up to $1,149,825 limit.

Learn More →

Jumbo Loans

For Montvale homes above $1,149,825. Competitive rates available.

Learn More →

Ready to Buy in Montvale?

Get pre-approved today and start your Montvale home search with confidence.

Start Your Application

Current Multi-State Mortgage Rates

Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.

Multi-State Loan Availability

Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.

Calculate Your Monthly Payment

Enter your target home price for rate calculation

FHA 30-Year Fixed

3.5% down payment

Interest Rate:6.75%
APR:6.95%
Loan Limit:Up to $1,149,825

Your Estimated Payment

Monthly Payment

$2,598/mo*

Principal & Interest:$2,598
Property Tax (est.):$1,458/mo
Insurance (est.):$125/mo
PMI (if applicable):$285/mo
Total Monthly:$4,466/mo*

*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.

Multi-State Tax Rates

Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).

Market Coverage

Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.

Down Payment Programs

State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.

Lock In Your Rate Today

Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.

Your Montvale Mortgage Expert

With local expertise and competitive rates, we make buying in Montvale simple and stress-free.

NMLS #1577754 | Serving Montvale and all of Bergen County