Investment Property Financing in Paramus

Paramus, New Jersey, presents exceptional opportunities for real estate investors seeking strong rental yields and consistent appreciation in one of Bergen County's most economically robust markets. With its strategic location, diverse property types, and stable tenant base driven by major employers and retail centers, Paramus offers investors a compelling mix of cash flow and long-term wealth building potential.

The Paramus investment property market benefits from several unique advantages. The town's position as Bergen County's retail capital, anchored by Garden State Plaza and numerous corporate offices along Route 17, creates consistent rental demand from young professionals and families. Current market data shows average rental rates of $2,850 per month for single-family homes and $2,200 for two-bedroom apartments, with occupancy rates consistently above 97%.

Debt Service Coverage Ratio (DSCR) loans have revolutionized investment property financing by qualifying borrowers based on rental income rather than personal income. This is particularly advantageous for self-employed individuals, retirees, or investors with significant depreciation on their tax returns. In Paramus, where strong rental rates support healthy DSCR ratios, most properties easily meet the 1.0 minimum requirement, with many achieving 1.25 or higher.

Our DSCR loan program offers competitive rates starting at just 20% down, no income verification requirements, and the ability to close in an LLC to protect personal assets. We can close DSCR loans in as little as 21 days, allowing you to move quickly on opportunities in Paramus's competitive market. With no limit on the number of properties financed, DSCR loans enable rapid portfolio growth for serious investors.

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