Your local mortgage expert for Park Ridge and Bergen County. Get approved for FHA, VA, and Jumbo loans up to $1,149,825 with competitive rates and personalized service.
Park Ridge is a desirable Pascack Valley community known for its excellent schools and strong property values. With a median home price of $695,000, Park Ridge offers suburban excellence with convenient shopping and dining.
Median Home Price
$695,000
Annual Appreciation
+4.0% YoY
Property Tax Rate
2.26%
School Rating
8/10
Excellent Schools
Park Ridge schools rank highly in Bergen County
Stable Property Values
+4.0% YoY annual appreciation in the local market
Quality Homes
Well-maintained homes in established neighborhoods
Active Community
Family-friendly with community events
Whether you're buying your first home or finding your perfect home, we have the right loan program for your Park Ridge purchase.
Perfect for first-time buyers in Park Ridge. Only 3.5% down with loans up to $1,149,825.
For veterans and active military. 0% down payment up to $1,149,825 in Bergen County.
For luxury Park Ridge properties. Competitive rates for high-value homes.
Traditional financing with as little as 5% down for Park Ridge properties.
Buy and renovate a Park Ridge home with one loan. Finance repairs into mortgage.
Special programs for first-time buyers in Park Ridge with down payment assistance.
Our Park Ridge mortgage experts also serve these neighboring communities
1 mile from Park Ridge
Median Price
$775,000
2 miles from Park Ridge
Median Price
$1,025,000
2 miles from Park Ridge
Median Price
$595,000
2 miles from Park Ridge
Median Price
$725,000
3 miles from Park Ridge
Median Price
$575,000
3 miles from Park Ridge
Median Price
$625,000
Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.
Multi-State Loan Availability
Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.
Enter your target home price for rate calculation
FHA 30-Year Fixed
3.5% down payment
Monthly Payment
$2,598/mo*
*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.
Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).
Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.
State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.
Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.
Get pre-approved today and start shopping with confidence. Our local expertise makes the difference in Bergen County's competitive market.
NMLS #1577754 | Equal Housing Lender | Licensed in New Jersey