Ramsey is a family-friendly suburban haven with excellent schools and a charming downtown. This growing community offers a perfect balance of affordability and quality of life, with many homes eligible for conventional and FHA financing.
Median Home Price
$795,000
Appreciation
+5.4% YoY
Median Income
$142,000
School Rating
8/10
We offer specialized loan programs tailored to Ramsey's market conditions and buyer needs.
Get pre-approved today and start your Ramsey home search with confidence.
Start Your ApplicationCompetitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.
Multi-State Loan Availability
Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.
Enter your target home price for rate calculation
FHA 30-Year Fixed
3.5% down payment
Monthly Payment
$2,598/mo*
*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.
Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).
Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.
State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.
Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.
With local expertise and competitive rates, we make buying in Ramsey simple and stress-free.
NMLS #1577754 | Serving Ramsey and all of Bergen County