Your local mortgage expert for Ridgefield and Bergen County. Get approved for FHA, VA, and Jumbo loans up to $1,149,825 with competitive rates and personalized service.
Ridgefield is a growing community near the Hudson River, offering diverse housing and good NYC access. With a median home price of $475,000, Ridgefield provides affordable options for urban professionals.
Median Home Price
$475,000
Annual Appreciation
+3.5% YoY
Property Tax Rate
2.44%
School Rating
6/10
Good Schools
Ridgefield schools serve the community well in Bergen County
Stable Property Values
+3.5% YoY annual appreciation in the local market
Affordable Options
Great value for Bergen County buyers
Active Community
Family-friendly with community events
Whether you're buying your first home or finding your perfect home, we have the right loan program for your Ridgefield purchase.
Perfect for first-time buyers in Ridgefield. Only 3.5% down with loans up to $1,149,825.
For veterans and active military. 0% down payment up to $1,149,825 in Bergen County.
For luxury Ridgefield properties. Competitive rates for high-value homes.
Traditional financing with as little as 5% down for Ridgefield properties.
Buy and renovate a Ridgefield fixer-upper with one loan. Finance repairs into mortgage.
Special programs for first-time buyers in Ridgefield with down payment assistance.
Our Ridgefield mortgage experts also serve these neighboring communities
1 mile from Ridgefield
Median Price
$475,000
1 mile from Ridgefield
Median Price
$425,000
2 miles from Ridgefield
Median Price
$525,000
2 miles from Ridgefield
Median Price
$475,000
2 miles from Ridgefield
Median Price
$425,000
3 miles from Ridgefield
Median Price
$385,000
Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.
Multi-State Loan Availability
Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.
Enter your target home price for rate calculation
FHA 30-Year Fixed
3.5% down payment
Monthly Payment
$2,598/mo*
*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.
Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).
Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.
State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.
Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.
Get pre-approved today and start shopping with confidence. Our local expertise makes the difference in Bergen County's competitive market.
NMLS #1577754 | Equal Housing Lender | Licensed in New Jersey