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Mortgage Broker in River Edge, NJ 07661

River Edge offers premium suburban living with a small-town feel and excellent schools. This desirable community features beautiful tree-lined streets and a growing downtown, attracting young families with conventional and jumbo loan options.

River Edge Real Estate Market

Median Home Price

$715,000

Appreciation

+5.7% YoY

Median Income

$125,000

School Rating

8/10

Quick Facts

Population:12,049
Property Tax Rate:2.39%
County:Bergen County
FHA/VA Limit:$1,149,825

Why Buy in River Edge?

  • Excellent school district
  • Charming downtown revival
  • Tree-lined neighborhoods
  • Train station to NYC
  • Mix of starter and luxury homes
  • Strong appreciation potential
  • FHA high-balance loans available

Mortgage Programs for River Edge Buyers

We offer specialized loan programs tailored to River Edge's market conditions and buyer needs.

FHA Loans

Perfect for River Edge first-time buyers. 3.5% down up to $1,149,825.

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VA Loans

0% down for veterans buying in River Edge. Up to $1,149,825 limit.

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Jumbo Loans

For River Edge homes above $1,149,825. Competitive rates available.

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Ready to Buy in River Edge?

Get pre-approved today and start your River Edge home search with confidence.

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Current Multi-State Mortgage Rates

Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.

Multi-State Loan Availability

Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.

Calculate Your Monthly Payment

Enter your target home price for rate calculation

FHA 30-Year Fixed

3.5% down payment

Interest Rate:6.75%
APR:6.95%
Loan Limit:Up to $1,149,825

Your Estimated Payment

Monthly Payment

$2,598/mo*

Principal & Interest:$2,598
Property Tax (est.):$1,458/mo
Insurance (est.):$125/mo
PMI (if applicable):$285/mo
Total Monthly:$4,466/mo*

*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.

Multi-State Tax Rates

Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).

Market Coverage

Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.

Down Payment Programs

State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.

Lock In Your Rate Today

Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.

Your River Edge Mortgage Expert

With local expertise and competitive rates, we make buying in River Edge simple and stress-free.

NMLS #1577754 | Serving River Edge and all of Bergen County