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Mortgage Broker in Washington Township, NJ 07676

Your local mortgage expert for Washington Township and Bergen County. Get approved for FHA, VA, and Jumbo loans up to $1,149,825 with competitive rates and personalized service.

Washington Township Real Estate Market Overview

Washington Township (Westwood P.O.) is a residential community in the Pascack Valley offering diverse housing. With a median home price of $575,000, the township provides family-friendly living with good schools.

Median Home Price

$575,000

Annual Appreciation

+3.7% YoY

Property Tax Rate

2.30%

School Rating

7/10

Why Choose Washington Township?

  • Excellent Schools

    Washington Township schools rank highly in Bergen County

  • Stable Property Values

    +3.7% YoY annual appreciation in the local market

  • Affordable Options

    Great value for Bergen County buyers

  • Active Community

    Family-friendly with community events

Mortgage Programs for Washington Township Homebuyers

Whether you're buying your first home or finding your perfect home, we have the right loan program for your Washington Township purchase.

FHA

FHA Loans

Perfect for first-time buyers in Washington Township. Only 3.5% down with loans up to $1,149,825.

  • • Minimum 580 credit score
  • • Low down payment options
  • • Flexible qualification
VA

VA Loans

For veterans and active military. 0% down payment up to $1,149,825 in Bergen County.

  • • No down payment required
  • • No PMI needed
  • • Competitive interest rates
J

Jumbo Loans

For luxury Washington Township properties. Competitive rates for high-value homes.

  • • Loans up to $3 million+
  • • Flexible terms available
  • • Portfolio lending options
Conv

Conventional Loans

Traditional financing with as little as 5% down for Washington Township properties.

  • • Remove PMI at 20% equity
  • • Fixed and ARM options
  • • Up to $1,149,825
203k

Renovation Loans

Buy and renovate a Washington Township fixer-upper with one loan. Finance repairs into mortgage.

  • • Finance purchase + repairs
  • • FHA 203k available
  • • Transform older homes
1st

First-Time Buyer

Special programs for first-time buyers in Washington Township with down payment assistance.

  • • NJ DPA programs
  • • Lower down payments
  • • Educational resources

Also Serving Nearby Bergen County Towns

Our Washington Township mortgage experts also serve these neighboring communities

Current Multi-State Mortgage Rates

Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.

Multi-State Loan Availability

Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.

Calculate Your Monthly Payment

Enter your target home price for rate calculation

FHA 30-Year Fixed

3.5% down payment

Interest Rate:6.75%
APR:6.95%
Loan Limit:Up to $1,149,825

Your Estimated Payment

Monthly Payment

$2,598/mo*

Principal & Interest:$2,598
Property Tax (est.):$1,458/mo
Insurance (est.):$125/mo
PMI (if applicable):$285/mo
Total Monthly:$4,466/mo*

*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.

Multi-State Tax Rates

Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).

Market Coverage

Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.

Down Payment Programs

State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.

Lock In Your Rate Today

Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.

Ready to Buy Your Washington Township Home?

Get pre-approved today and start shopping with confidence. Our local expertise makes the difference in Bergen County's competitive market.

NMLS #1577754 | Equal Housing Lender | Licensed in New Jersey