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Mortgage Broker in Woodcliff Lake, NJ 07677

Woodcliff Lake offers upscale suburban living with excellent schools and a strong community spirit. This charming borough features beautiful homes, tree-lined streets, and convenient access to major highways.

Woodcliff Lake Real Estate Market

Median Home Price

$1,100,000

Appreciation

+5.2% YoY

Median Income

$175,000

School Rating

9/10

Quick Facts

Population:6,031
Property Tax Rate:2.25%
County:Bergen County
FHA/VA Limit:$1,149,825

Why Buy in Woodcliff Lake?

  • Highly rated Pascack Valley schools
  • Beautiful Woodcliff Lake reservoir
  • Family-friendly community events
  • Easy commute to NYC
  • Low crime and safe neighborhoods
  • Mix of luxury and executive homes

Mortgage Programs for Woodcliff Lake Buyers

We offer specialized loan programs tailored to Woodcliff Lake's market conditions and buyer needs.

FHA Loans

Perfect for Woodcliff Lake first-time buyers. 3.5% down up to $1,149,825.

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VA Loans

0% down for veterans buying in Woodcliff Lake. Up to $1,149,825 limit.

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Jumbo Loans

For Woodcliff Lake homes above $1,149,825. Competitive rates available.

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Ready to Buy in Woodcliff Lake?

Get pre-approved today and start your Woodcliff Lake home search with confidence.

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Current Multi-State Mortgage Rates

Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.

Multi-State Loan Availability

Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.

Calculate Your Monthly Payment

Enter your target home price for rate calculation

FHA 30-Year Fixed

3.5% down payment

Interest Rate:6.75%
APR:6.95%
Loan Limit:Up to $1,149,825

Your Estimated Payment

Monthly Payment

$2,598/mo*

Principal & Interest:$2,598
Property Tax (est.):$1,458/mo
Insurance (est.):$125/mo
PMI (if applicable):$285/mo
Total Monthly:$4,466/mo*

*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.

Multi-State Tax Rates

Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).

Market Coverage

Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.

Down Payment Programs

State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.

Lock In Your Rate Today

Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.

Your Woodcliff Lake Mortgage Expert

With local expertise and competitive rates, we make buying in Woodcliff Lake simple and stress-free.

NMLS #1577754 | Serving Woodcliff Lake and all of Bergen County