Lowest Tax Towns
Lowest Property Tax Towns in Bergen County NJ
Complete rankings of Bergen County municipalities by property tax rates. Rockleigh leads at 0.74%, Alpine at 0.788%. Save thousands annually by choosing the right town.
NMLS 1577754 • Licensed in NJ, NY, PA, CT, MD, OH, GA
Top 10 Lowest Tax Rate Towns
Ranked by effective property tax rate (lowest to highest)
1
Rockleigh
Median: $1,500,000Avg Bill: $11,100/yr
0.74%
Tax Rate
Monthly Tax
$925
On $500K Home
$308/mo
On $750K Home
$463/mo
2
Alpine
Median: $3,200,000Avg Bill: $25,216/yr
0.788%
Tax Rate
Monthly Tax
$2,101
On $500K Home
$328/mo
On $750K Home
$493/mo
3
Tenafly
Median: $850,000Avg Bill: $12,835/yr
1.51%
Tax Rate
Monthly Tax
$1,070
On $500K Home
$629/mo
On $750K Home
$944/mo
4
Englewood Cliffs
Median: $750,000Avg Bill: $11,925/yr
1.59%
Tax Rate
Monthly Tax
$994
On $500K Home
$663/mo
On $750K Home
$994/mo
5
Cresskill
Median: $640,000Avg Bill: $11,008/yr
1.72%
Tax Rate
Monthly Tax
$917
On $500K Home
$717/mo
On $750K Home
$1,075/mo
6
Demarest
Median: $998,000Avg Bill: $24,741/yr
2.48%
Tax Rate
Monthly Tax
$2,062
On $500K Home
$1,033/mo
On $750K Home
$1,550/mo
7
Haworth
Median: $710,000Avg Bill: $12,922/yr
1.82%
Tax Rate
Monthly Tax
$1,077
On $500K Home
$758/mo
On $750K Home
$1,138/mo
8
Northvale
Median: $525,000Avg Bill: $9,765/yr
1.86%
Tax Rate
Monthly Tax
$814
On $500K Home
$775/mo
On $750K Home
$1,163/mo
9
Closter
Median: $695,000Avg Bill: $13,136/yr
1.89%
Tax Rate
Monthly Tax
$1,095
On $500K Home
$788/mo
On $750K Home
$1,181/mo
10
Old Tappan
Median: $765,000Avg Bill: $14,612/yr
1.91%
Tax Rate
Monthly Tax
$1,218
On $500K Home
$796/mo
On $750K Home
$1,194/mo
Understanding Low vs High Tax Rates
✅ Advantages of Low Tax Rate Towns
- • Lower monthly housing costs
- • More affordable long-term ownership
- • Better value retention over time
- • Easier to qualify for mortgages (lower PITI)
- • Savings can be invested elsewhere
⚠️ Considerations
- • Low rates + high home values = still high taxes
- • Affluent towns may have expensive homes
- • Check total tax bill, not just rate
- • Compare schools, services, commute
- • Property values and appreciation matter too
Ready to Buy in a Low-Tax Bergen County Town?
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Jimmy Joseph MBA • NMLS 1577754 • jjoseph@cmghomeloans.com