NMLS Consumer Access
Verify our licensing and credentials through the official NMLS database
What is NMLS?
The Nationwide Multistate Licensing System & Registry (NMLS) is the official system of record for non-depository financial services licensing in the United States. NMLS Consumer Access provides the public with information about state-licensed mortgage loan originators, companies, and branches.
This transparency tool allows consumers to verify the licensing status, employment history, and any regulatory actions associated with mortgage professionals and companies.
Our NMLS Information
Loan Originator
Name: Jimmy Joseph
Credential: MBA (Master of Business Administration)
NMLS ID: 1577754
Company: CMG Home Loans
Branch Information
Company: CMG Home Loans
Branch NMLS: 2477715
Service Area: New Jersey (Bergen County)
Status: Active & Licensed
✓ Fully Licensed: Jimmy Joseph and CMG Home Loans maintain active licenses and comply with all state and federal lending regulations. Our licensing information is publicly available and can be verified through NMLS Consumer Access.
How to Verify Our Credentials
You can verify our licensing status at any time by following these steps:
Visit NMLS Consumer Access
Search by NMLS ID
Enter NMLS ID 1577754 in the search box to view Jimmy Joseph's profile
Enter Branch NMLS 2477715 to view our branch information
Review Licensing Information
View licensing status, employment history, jurisdictions, and any regulatory actions
Verify Company Information
Search for CMG Home Loans to view the company's licensing and branch details
Why Licensing Matters
When choosing a mortgage professional, it's important to work with licensed individuals who are held to professional and ethical standards. NMLS licensing ensures:
Background Checks
Criminal and credit background screening for all loan originators
Education Requirements
Mandatory pre-licensing education and continuing education
Testing & Competency
Pass the SAFE Mortgage Loan Originator Test
Regulatory Oversight
State and federal regulatory monitoring and enforcement
Consumer Protection
Adherence to fair lending laws and ethical practices
Public Transparency
Licensing history and disciplinary actions are publicly available
Additional Resources
NMLS Resource Center
Learn more about NMLS, licensing requirements, and consumer protections
Consumer Financial Protection Bureau
Federal resources for mortgage consumers, including guides and complaint processes
U.S. Department of Housing and Urban Development
HUD resources for homebuyers, including counseling and fair housing information
Questions About Our Licensing?
We're happy to answer any questions about our credentials, licensing, or the mortgage process. Contact us directly:
Equal Housing Lender: CMG Home Loans is an equal housing opportunity lender. We are committed to providing equal access to credit opportunities regardless of race, color, religion, national origin, sex, handicap, familial status, or any other protected characteristic.