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Loan ProgramsBuilder Programs
New Construction Financing

Builder ProgramsBuild Your Dream Home

Partner with our network of trusted builders and access specialized construction financing. From ground breaking to move-in, we make building your custom home simple and affordable.

200+

Partner builders

30Days

Average processing time

95%

On-time completion rate

$2M

Maximum loan amount

Builder Program Advantages

Experience the benefits of working with our approved builder network and specialized construction financing solutions.

One-Time Close

Convert from construction to permanent financing seamlessly without refinancing

Rate Lock Protection

Lock your permanent loan rate during construction to protect against rate increases

Progress Inspections

Professional inspections at key construction milestones ensure quality standards

Builder Incentives

Access special incentives and upgrades through our builder partnerships

Construction Loan Options

Choose the construction financing option that best fits your building project and financial goals.

Construction-to-Permanent

Single closing that converts to permanent financing upon completion

Key Features:

  • One-time closing
  • Rate lock options
  • Interest-only during construction
  • No refinancing needed

Best for: Buyers who want simplicity and rate protection

Construction-Only

Short-term financing for construction phase only

Key Features:

  • Lower upfront costs
  • Flexible terms
  • Interest-only payments
  • Refinance upon completion

Best for: Experienced builders or cash buyers

Renovation Construction

Financing for major renovations and additions to existing homes

Key Features:

  • Purchase + renovation
  • Based on after-improved value
  • Single loan process
  • Contractor oversight

Best for: Buyers renovating existing properties

Why Choose Our Builder Programs?

From pre-qualification to final walkthrough, we provide comprehensive support for your construction project.

New Construction Financing

Specialized loans designed specifically for new home construction with builder partnerships

Builder Network

Access to our vetted network of quality builders with proven track records

Competitive Rates

Exclusive rates and terms available through our builder partnership program

Streamlined Process

Faster approvals and closings with our construction-to-permanent loan options

Built-in Protection

Comprehensive oversight during construction with progress inspections

Quality Assurance

Work with builders who meet our strict quality and financial standards

The Building Process

Our streamlined process takes you from lot selection to move-in day with expert guidance every step of the way.

1

Choose Your Builder

Select from our network of approved builders or get your builder pre-qualified

2

Design & Budget

Finalize your home design and construction budget with detailed specifications

3

Loan Approval

Complete the loan application process and receive your construction loan approval

4

Build Your Home

Construction begins with scheduled inspections and progress funding releases

Ready to Build Your Dream Home?

Connect with our construction loan specialists and explore our network of trusted builders. Your custom home is closer than you think.