Andover Borough
Andover Borough
Compact borough homes; verify the tax municipality and property records.
Ask Ashley about this municipalitySussex County, NJ REALTOR® and buyer guide · 24 municipalities
Looking for a Sussex County, NJ REALTOR® or homes for sale? Start with Ashley Davidson
Search current homes with Ashley, compare all 24 municipalities, and pressure-test each address for the ownership systems and costs a portal cannot settle. Ashley leads the real estate search, showings, property questions, and offer strategy; Jimmy tests the separate mortgage plan against the selected home.
Updated August 31, 2026. Current listings change continuously. Contact Ashley for property availability; contact Jimmy for borrower-specific mortgage guidance.
Featured Sussex County real estate professional
Ashley Davidson
REALTOR®, ABR®, MRP
Keller Williams Prosperity | Elevate Real Estate Group
Ashley helps Sussex County buyers and sellers compare communities, property types, transaction details, and the local professionals needed to move from a broad search to a property-specific decision.
Search current homes with Ashley ↗Check Ashley's public agent profiles
Third-party profile links are provided for identity and brokerage research; their content is controlled by those sites.
Ashley Davidson and Jimmy Joseph work through separate businesses. Ashley provides real estate brokerage services; Jimmy provides mortgage services. Each professional is responsible for their own services, and no lead, application, approval, or closing is promised.
Current-home search
Start with real inventory, then confirm the listing
Open Ashley's team search, save realistic candidates, and confirm availability and property facts with Ashley before building a plan around a portal result.
Search Current Homes ↗Real estate lane
Search, showings, property facts, and offer strategy
Ashley can help turn broad preferences into a shortlist, coordinate showings, compare relevant sales, organize property questions, and keep the real estate transaction moving with the buyer's professional team.
Mortgage lane
Payment range, cash plan, program fit, and loan timeline
Jimmy can review the borrower, price range, property type, estimated taxes and insurance, cash to close, program options, documentation, and contract dates before an offer depends on them.
Market check: August 31, 2026
Sussex County homes for sale: what the market showed
Listing counts and medians change daily, so treat these numbers as orientation, not as the price of any specific home. Every figure was checked on August 31, 2026 and links to its source; confirm live availability with Ashley.
- 1,009 homes at a $434,999 median list price county-wide on Realtor.com's Sussex County page ↗, including 194 homes marketed with lake views.
- 748 active listings showing on Zillow's Sussex County page ↗ the same day — portals count inventory differently, which is one reason to confirm any listing's real status with Ashley.
- Sparta: 118 homes at a $650,000 median — the county's premium market, 102 of them single-family, per Realtor.com's Sparta listings ↗. Lake-community dues and transfer fees sit on top of list prices.
- Vernon: 213 homes at a $302,500 median — the county's volume and value market, per Realtor.com's Vernon listings ↗. Condo and resort stock pulls the median down; check the dues.
- Sussex County sits in NJHMFA's $10,000 down payment assistance tier, with standard income limits of $138,400 (1–2 person) and $159,160 (3+ person households). The full county-by-county breakdown lives in our NJHMFA income limits guide; Jimmy confirms program fit against the exact purchase.
Common Sussex County searches — and how to run each one honestly
This page is an educational guide, not an MLS or IDX feed. Each search lane below routes to Ashley's live search or to Ashley directly, with the verification step that lane actually needs.
- Homes under $300,000. Real inventory exists — mostly Vernon condos, resort units, and smaller single-family homes. It moves fast and often carries association dues or private systems, so price the full month, not the sticker.
- Single-family and ranch homes. The county's largest lane. Filter by one-floor living where stairs matter, then verify lot, systems, and taxes for the exact parcel rather than the town average.
- Mother/daughter setups. New Jersey has no formal "mother/daughter" category — what matters is whether the second kitchen or suite is legal in that municipality's zoning. Ask Ashley to pull the property's legal use before falling for the layout.
- Lake homes. 194 county listings marketed lake views at the August 31, 2026 check. Membership, dock rights, dues, and transfer rules differ by community and by deed — confirm what legally transfers, not what the photos imply.
- Recently sold homes. Sold prices, not asking prices, are the honest yardstick for an offer. Ashley can pull closed comparables that match the same community, condition, and ownership structure — the filter portals cannot apply for you.
Detailed town guides
Compare Vernon, Sparta, and Newton in more detail
Vernon, Sparta, and Newton each have a distinct property and ownership decision path. Every detailed guide links back to this county hub and across to its Sussex County siblings.
Town of Newton
Newton homes and buyer guide
Town-center, older-home, condominium, and multifamily decision paths.
Read the detailed guide →Sparta Township
Sparta homes and buyer guide
Lake-community, neighborhood, and larger-lot options with distinct obligations.
Read the detailed guide →Vernon Township
Vernon homes and buyer guide
Resort, condominium, lake-community, and rural ownership choices.
Read the detailed guide →County-wide decision map
All 24 Sussex County municipalities
Every municipality is covered here. Use the detailed guides for Vernon, Sparta, and Newton; for the remaining municipalities, Ashley can help confirm current homes, local patterns, and the questions that matter for a specific property.
Andover Township
Andover Township
Township properties with varied lots, utilities, access, and maintenance needs.
Ask Ashley about this municipalityBranchville Borough
Branchville
Borough-scale living with property condition and legal-use checks by address.
Ask Ashley about this municipalityByram Township
Byram
Wooded and lake-area searches where roads, water, septic, and access can differ.
Ask Ashley about this municipalityFrankford Township
Frankford
Rural and larger-lot choices that deserve early system and land review.
Ask Ashley about this municipalityFranklin Borough
Franklin
Borough inventory where permits, utilities, condition, and total cost matter.
Ask Ashley about this municipalityFredon Township
Fredon
Low-density home searches with land, well, septic, access, and upkeep questions.
Ask Ashley about this municipalityGreen Township
Green
Residential and rural options that should be compared by parcel and systems.
Ask Ashley about this municipalityHamburg Borough
Hamburg
Borough, condominium, and nearby community options with different carrying costs.
Ask Ashley about this municipalityHampton Township
Hampton
Township homes where exact municipality, utilities, access, and condition lead the review.
Ask Ashley about this municipalityHardyston Township
Hardyston
Single-family, condominium, and resort-community choices with association diligence.
Ask Ashley about this municipalityHopatcong Borough
Hopatcong
Lake-area and hillside properties where access, drainage, insurance, and rights vary.
Ask Ashley about this municipalityLafayette Township
Lafayette
Rural and corridor-area choices with parcel, systems, route, and use questions.
Ask Ashley about this municipalityMontague Township
Montague
Rural and river-area searches requiring property-level access and flood review.
Ask Ashley about this municipalityTown of Newton
Newton
Town-center, older-home, condominium, and multifamily decision paths.
Detailed guide available →Ogdensburg Borough
Ogdensburg
Borough homes where legal use, permits, systems, and repair scope deserve clarity.
Ask Ashley about this municipalitySandyston Township
Sandyston
Rural and river-adjacent searches with access, land, flood, and utility questions.
Ask Ashley about this municipalitySparta Township
Sparta
Lake-community, neighborhood, and larger-lot options with distinct obligations.
Detailed guide available →Stanhope Borough
Stanhope
Compact borough options where the exact parcel, routes, and property condition matter.
Ask Ashley about this municipalityStillwater Township
Stillwater
Lake, rural, and larger-lot properties with private-system and access diligence.
Ask Ashley about this municipalitySussex Borough
Sussex
Borough homes and nearby mailing-area inventory that must be separated precisely.
Ask Ashley about this municipalityVernon Township
Vernon
Resort, condominium, lake-community, and rural ownership choices.
Detailed guide available →Walpack Township
Walpack
Very limited rural inventory where access, land use, services, and records are decisive.
Ask Ashley about this municipalityWantage Township
Wantage
Rural and residential choices with land, systems, commute, and maintenance tradeoffs.
Ask Ashley about this municipalityChoose the ownership lane first
One county, several very different ways to own a home
The same budget can lead to different association, insurance, utility, maintenance, appraisal, and financing questions. Group properties by how they live before comparing list prices.
01
Lake community
Confirm membership, dues, transfer rules, access rights, roads, docks, beaches, insurance, and what legally transfers.
02
Resort or condominium
Review project eligibility, association finances, assessments, insurance, rentals, parking, amenities, and maintenance responsibilities.
03
Town or borough
Test the exact block for property type, legal use, permits, parking, services, road activity, and daily routines.
04
Established neighborhood
Compare condition, lot, systems, taxes, utilities, access, and recent sales that truly match the property.
05
Rural home
Inspect well, septic, drainage, heat source, driveway, trees, outbuildings, access, and emergency planning.
06
Acreage or land
Verify zoning, wetlands, Highlands constraints where applicable, survey, access, soil, utilities, and intended use.
Before an offer
Verify the parcel, not the town stereotype
Sussex County properties can sit minutes apart and still differ in municipality, district, utilities, private-community duties, environmental constraints, access, legal use, and insurability.
- Identity and use: municipality, block and lot, zoning, certificates, permits, survey, title, and legal unit count.
- Land and water: flood information, wetlands, drainage, slopes, access, and intended land use.
- Systems and condition: water, wastewater, heat, electric, structure, environmental concerns, and repair priorities.
- Shared obligations: association budget, reserves, insurance, assessments, roads, amenities, rules, and transfer requirements.
Mortgage preparation
Make the financing plan match the exact property
Bring the expected price, taxes, insurance, association dues, property type, utility setup, and planned repairs into the mortgage conversation. Jimmy can test the estimated payment, cash to close, program fit, and documentation path before the contract depends on them.
Sussex County home search FAQ
Questions to settle before narrowing the map
How can Ashley Davidson help a Sussex County home buyer?
Ashley can help narrow the search across Sussex County's 24 municipalities, coordinate showings, compare property-specific facts and relevant sales, organize due-diligence questions, and lead the real estate offer process. Ashley and Jimmy work through separate businesses; Jimmy handles the mortgage lane.
How many municipalities are in Sussex County, NJ?
Sussex County has 24 municipalities. This guide keeps every municipality in one county-wide decision map and links to separate town guides where the additional detail materially helps a buyer.
Where should I start a Sussex County home search?
Open the Search Current Homes link to scan Ashley's team search, then start with the ownership model and total monthly comfort range: lake community, resort or condominium, compact borough, established neighborhood, rural home, or acreage. Confirm listing status and property details with Ashley.
Do all Sussex County homes use well and septic?
No. Water and wastewater arrangements vary by municipality, community, and property. Verify the exact setup, condition, records, and maintenance responsibilities for every address.
Can Ashley show current Sussex County homes for sale?
Contact Ashley for current listing availability and property-specific real estate guidance. This page is an educational planning guide and does not present itself as a live MLS or IDX feed.
What does Jimmy handle in the home-buying process?
Jimmy handles mortgage planning through CMG Home Loans, including borrower-specific financing options, estimated cash, documentation, property or project eligibility, and loan timing. Mortgage approval and terms remain subject to current review and requirements.
Do Ashley and Jimmy work for the same company?
No. Ashley provides real estate brokerage services through Keller Williams Prosperity and Elevate Real Estate Group. Jimmy provides mortgage services through CMG Home Loans. Each remains responsible for their own services.
What is the median home price in Sussex County, NJ?
At an August 31, 2026 check, Realtor.com's Sussex County page showed 1,009 homes for sale at a $434,999 median list price, while Zillow showed 748 active listings — portals count inventory differently. Town markets vary widely: Sparta's median sat at $650,000 and Vernon's at $302,500 on the same day. Medians move weekly, so treat them as orientation, then price the exact property with Ashley and test the payment with Jimmy.
Are there affordable homes for sale in Sussex County, NJ?
Yes — Sussex County is one of northern New Jersey's lower-priced counties. Vernon listed at a $302,500 median at the August 31, 2026 check, condominium and resort units regularly list under $300,000, and Sussex County sits in NJHMFA's $10,000 down payment assistance tier with income limits of $138,400 for 1-2 person and $159,160 for 3+ person households. Lower sticker prices can carry association dues or private well-and-septic systems, so compare the full monthly cost, not just the list price.
Primary verification sources
Use official records for the exact property; county-wide summaries are not a substitute for parcel-level review.
Turn 24 municipalities into a practical three-town shortlist
Start with the property and lifestyle decision through Ashley, then test the payment, cash, program, and timeline through Jimmy.
General educational information only; not a commitment to lend. Real estate brokerage and mortgage services are provided by separate companies. Terms, approval, property eligibility, and closing remain subject to current requirements and review. Equal Housing Opportunity.