Sussex County, NJ REALTOR® and buyer guide · 24 municipalities
Search current homes with Ashley, compare all 24 municipalities, and pressure-test each address for the ownership systems and costs a portal cannot settle. Ashley leads the real estate search, showings, property questions, and offer strategy; Jimmy tests the separate mortgage plan against the selected home.
Updated September 14, 2026 with the three-town price and tax check below. Current listings change continuously. Contact Ashley for property availability; contact Jimmy to test a specific address against your budget.
Featured Sussex County real estate professional
REALTOR®, ABR®, MRP
Keller Williams Prosperity | Elevate Real Estate Group
Ashley helps Sussex County buyers and sellers compare communities, property types, transaction details, and the local professionals needed to move from a broad search to a property-specific decision.
Search current homes with Ashley ↗Check Ashley's public agent profiles
Third-party profile links are provided for identity and brokerage research; their content is controlled by those sites.
Ashley Davidson and Jimmy Joseph work through separate businesses. Ashley provides real estate brokerage services; Jimmy provides mortgage services. Each professional is responsible for their own services, and no lead, application, approval, or closing is promised.
Current-home search
Open Ashley's team search, save realistic candidates, and confirm availability and property facts with Ashley before building a plan around a portal result.
Search Current Homes ↗Real estate lane
Ashley can help turn broad preferences into a shortlist, coordinate showings, compare relevant sales, organize property questions, and keep the real estate transaction moving with the buyer's professional team.
Mortgage lane
Jimmy can review the borrower, price range, property type, estimated taxes and insurance, cash to close, program options, documentation, and contract dates before an offer depends on them.
Market check: August 31, 2026
Listing counts and medians change daily, so treat these numbers as orientation, not as the price of any specific home. Every figure was checked on August 31, 2026 and links to its source; confirm live availability with Ashley.
This page is an educational guide, not an MLS or IDX feed. Each search lane below routes to Ashley's live search or to Ashley directly, with the verification step that lane actually needs.
Detailed town guides
Vernon, Sparta, and Newton each have a distinct property and ownership decision path. Every detailed guide links back to this county hub and across to its Sussex County siblings.
Town of Newton
Town-center, older-home, condominium, and multifamily decision paths.
Read the detailed guide →Sparta Township
Lake-community, neighborhood, and larger-lot options with distinct obligations.
Read the detailed guide →Vernon Township
Resort, condominium, lake-community, and rural ownership choices.
Read the detailed guide →Three-town check: September 14, 2026
Realtor.com's market pages for the three towns, read on September 14, 2026, and the State of New Jersey's 2025 property-tax tables tell one story together: the town with the lowest asking prices is not the cheapest place to own, and the fastest town is not the priciest. Use the cards to pick a lane, the table to price the carrying cost, and Jimmy's payment test to confirm a specific address fits.
Vernon
$255,000 median list
$399,750 median sold
62 days on market, 212 active listings, $270 per square foot
Cheapest way in and the slowest to sell. The list and sold medians sit far apart because the cheapest active inventory is condo and resort stock.
Open the Vernon guide →Sparta
$699,900 median list
$790,000 median sold
35 days on market, homes closing at 104% of list, $303 per square foot
The premium end of the county and its highest average tax bill. Lake Mohawk adds a Club registration fee and yearly charges on top.
Open the Sparta guide →Newton
$467,500 median list
$442,250 median sold
34 days on market, homes closing at 104% of list, 109 active listings
Fastest of the three. Walkable in-town inventory, older housing stock, and the highest effective tax rate of the three towns.
Open the Newton guide →| Municipality | General rate | Effective rate | Avg. assessment | Avg. tax bill | 2025 sales | Avg. sale price |
|---|---|---|---|---|---|---|
| Montague | 3.165 | 2.129 | $157,113 | $4,973 | 38 | $249,401 |
| Vernon | 2.345 | 2.310 | $320,533 | $7,517 | 136 | $345,744 |
| Hardyston | 1.929 | 1.936 | $391,256 | $7,547 | 66 | $453,995 |
| Wantage | 3.002 | 2.203 | $259,806 | $7,799 | 74 | $452,090 |
| Franklin | 2.515 | 2.566 | $312,310 | $7,855 | 20 | $372,196 |
| Hamburg | 5.135 | 2.939 | $159,947 | $8,213 | 66 | $335,961 |
| Hopatcong | 2.214 | 2.111 | $380,382 | $8,422 | 214 | $434,458 |
| Newton | 2.662 | 2.732 | $338,127 | $9,001 | 34 | $404,440 |
| Stanhope | 4.660 | 2.932 | $195,096 | $9,091 | 47 | $387,760 |
| Byram | 4.019 | 2.575 | $256,236 | $10,298 | 91 | $492,127 |
| Andover Township | 4.360 | 2.676 | $254,080 | $11,078 | 62 | $501,946 |
| Green | 2.274 | 2.401 | $560,571 | $12,747 | 12 | $643,000 |
| Sparta | 3.668 | 2.347 | $372,217 | $13,653 | 261 | $720,019 |
| Sussex County average | — | — | $308,980 | $8,997 | 1374 | $482,587 |
Rates are per $100 of value. General rate is what the tax bill is computed from; effective rate is the state's equalized rate for comparing towns that assess differently. Municipalities without a complete line in both state tables are left out rather than shown as zero. Source: NJ Division of Taxation 2025 General Tax Rates and 2025 Average Residential Assessment, Sales, and Taxes, both read September 14, 2026. Market figures: Realtor.com housing market pages for Vernon, Sparta, and Newton, read September 14, 2026. Medians move every month; ask Ashley for the closed sales that match a specific street.
County-wide decision map
Every municipality is covered here. Use the detailed guides for Vernon, Sparta, and Newton; for the remaining municipalities, Ashley can help confirm current homes, local patterns, and the questions that matter for a specific property.
Andover Borough
Compact borough homes; verify the tax municipality and property records.
Ask Ashley about this municipalityAndover Township
Township properties with varied lots, utilities, access, and maintenance needs.
Ask Ashley about this municipalityBranchville Borough
Borough-scale living with property condition and legal-use checks by address.
Ask Ashley about this municipalityByram Township
Wooded and lake-area searches where roads, water, septic, and access can differ.
Ask Ashley about this municipalityFrankford Township
Rural and larger-lot choices that deserve early system and land review.
Ask Ashley about this municipalityFranklin Borough
Borough inventory where permits, utilities, condition, and total cost matter.
Ask Ashley about this municipalityFredon Township
Low-density home searches with land, well, septic, access, and upkeep questions.
Ask Ashley about this municipalityGreen Township
Residential and rural options that should be compared by parcel and systems.
Ask Ashley about this municipalityHamburg Borough
Borough, condominium, and nearby community options with different carrying costs.
Ask Ashley about this municipalityHampton Township
Township homes where exact municipality, utilities, access, and condition lead the review.
Ask Ashley about this municipalityHardyston Township
Single-family, condominium, and resort-community choices with association diligence.
Ask Ashley about this municipalityHopatcong Borough
Lake-area and hillside properties where access, drainage, insurance, and rights vary.
Ask Ashley about this municipalityLafayette Township
Rural and corridor-area choices with parcel, systems, route, and use questions.
Ask Ashley about this municipalityMontague Township
Rural and river-area searches requiring property-level access and flood review.
Ask Ashley about this municipalityTown of Newton
Town-center, older-home, condominium, and multifamily decision paths.
Detailed guide available →Ogdensburg Borough
Borough homes where legal use, permits, systems, and repair scope deserve clarity.
Ask Ashley about this municipalitySandyston Township
Rural and river-adjacent searches with access, land, flood, and utility questions.
Ask Ashley about this municipalitySparta Township
Lake-community, neighborhood, and larger-lot options with distinct obligations.
Detailed guide available →Stanhope Borough
Compact borough options where the exact parcel, routes, and property condition matter.
Ask Ashley about this municipalityStillwater Township
Lake, rural, and larger-lot properties with private-system and access diligence.
Ask Ashley about this municipalitySussex Borough
Borough homes and nearby mailing-area inventory that must be separated precisely.
Ask Ashley about this municipalityVernon Township
Resort, condominium, lake-community, and rural ownership choices.
Detailed guide available →Walpack Township
Very limited rural inventory where access, land use, services, and records are decisive.
Ask Ashley about this municipalityWantage Township
Rural and residential choices with land, systems, commute, and maintenance tradeoffs.
Ask Ashley about this municipalityChoose the ownership lane first
The same budget can lead to different association, insurance, utility, maintenance, appraisal, and financing questions. Group properties by how they live before comparing list prices.
01
Confirm membership, dues, transfer rules, access rights, roads, docks, beaches, insurance, and what legally transfers.
02
Review project eligibility, association finances, assessments, insurance, rentals, parking, amenities, and maintenance responsibilities.
03
Test the exact block for property type, legal use, permits, parking, services, road activity, and daily routines.
04
Compare condition, lot, systems, taxes, utilities, access, and recent sales that truly match the property.
05
Inspect well, septic, drainage, heat source, driveway, trees, outbuildings, access, and emergency planning.
06
Verify zoning, wetlands, Highlands constraints where applicable, survey, access, soil, utilities, and intended use.
Before an offer
Sussex County properties can sit minutes apart and still differ in municipality, district, utilities, private-community duties, environmental constraints, access, legal use, and insurability.
Mortgage preparation
Bring the expected price, taxes, insurance, association dues, property type, utility setup, and planned repairs into the mortgage conversation. Jimmy can test the estimated payment, cash to close, program fit, and documentation path before the contract depends on them.
Sussex County home search FAQ
Ashley can help narrow the search across Sussex County's 24 municipalities, coordinate showings, compare property-specific facts and relevant sales, organize due-diligence questions, and lead the real estate offer process. Ashley and Jimmy work through separate businesses; Jimmy handles the mortgage lane.
Sussex County has 24 municipalities. This guide keeps every municipality in one county-wide decision map and links to separate town guides where the additional detail materially helps a buyer.
Open the Search Current Homes link to scan Ashley's team search, then start with the ownership model and total monthly comfort range: lake community, resort or condominium, compact borough, established neighborhood, rural home, or acreage. Confirm listing status and property details with Ashley.
No. Water and wastewater arrangements vary by municipality, community, and property. Verify the exact setup, condition, records, and maintenance responsibilities for every address.
Contact Ashley for current listing availability and property-specific real estate guidance. This page is an educational planning guide and does not present itself as a live MLS or IDX feed.
Jimmy handles mortgage planning through CMG Home Loans, including borrower-specific financing options, estimated cash, documentation, property or project eligibility, and loan timing. Mortgage approval and terms remain subject to current review and requirements.
No. Ashley provides real estate brokerage services through Keller Williams Prosperity and Elevate Real Estate Group. Jimmy provides mortgage services through CMG Home Loans. Each remains responsible for their own services.
At an August 31, 2026 check, Realtor.com's Sussex County page showed 1,009 homes for sale at a $434,999 median list price, while Zillow showed 748 active listings — portals count inventory differently. Town markets vary widely: Sparta's median sat at $650,000 and Vernon's at $302,500 on the same day. Medians move weekly, so treat them as orientation, then price the exact property with Ashley and test the payment with Jimmy.
Yes — Sussex County is one of northern New Jersey's lower-priced counties. Vernon listed at a $302,500 median at the August 31, 2026 check, condominium and resort units regularly list under $300,000, and Sussex County sits in NJHMFA's $10,000 down payment assistance tier with income limits of $138,400 for 1-2 person and $159,160 for 3+ person households. Lower sticker prices can carry association dues or private well-and-septic systems, so compare the full monthly cost, not just the list price.
Primary verification sources
Use official records for the exact property; county-wide summaries are not a substitute for parcel-level review.
Start with the property and lifestyle decision through Ashley, then test the payment, cash, program, and timeline through Jimmy.
General educational information only; not a commitment to lend. Real estate brokerage and mortgage services are provided by separate companies. Terms, approval, property eligibility, and closing remain subject to current requirements and review. Equal Housing Opportunity.