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Bergen County, NJ Mortgage Broker

Serving all 70 Bergen County municipalities with expert mortgage solutions. FHA and VA loans up to $1,149,825. From luxury estates in Alpine to starter homes in Hackensack, we have the expertise and rates you need.

New Jersey's Most Populous County

Bergen County offers diverse communities, excellent schools, and convenient access to New York City. With nearly 1 million residents across 70 municipalities, it's a prime location for homebuyers.

70

Municipalities

$725,000

Median Home Price

$1,149,825

FHA/VA Loan Limit

125+

School Districts

Bergen County Regional Markets

Northern Valley

Luxury estates, top schools

Key Towns:

Alpine, Closter, Demarest, Norwood

Pascack Valley

Family-friendly suburbs

Key Towns:

Westwood, Hillsdale, Park Ridge, Montvale

Central Bergen

Shopping & commerce hub

Key Towns:

Paramus, Fair Lawn, Glen Rock, Ridgewood

Eastern Bergen

Hudson River views, NYC access

Key Towns:

Fort Lee, Edgewater, Palisades Park, Leonia

Southern Bergen

Urban centers, diverse housing

Key Towns:

Hackensack, Teaneck, Lyndhurst, Rutherford

Why Bergen County is Perfect for Homebuyers

Prime Location

Minutes from NYC via George Washington Bridge, with NJ Transit and bus service throughout the county.

Top-Rated Schools

Home to some of New Jersey's best public schools including Ridgewood, Tenafly, and Glen Rock.

Diverse Housing Options

From luxury estates in Alpine ($2.8M median) to affordable condos in Hackensack ($475K median).

Strong Property Values

Consistent appreciation with average 5-7% annual growth across most Bergen County markets.

Bergen County Loan Programs

FHA High-Balance Loans

Up to $1,149,825 with only 3.5% down

VA Loans for Veterans

0% down up to $1,149,825 for eligible veterans

Jumbo Mortgages

For luxury homes above $1,149,825

First-Time Buyer Programs

NJ DPA and special financing options

Check Your Eligibility

Licensed Across Multiple States

We provide expert mortgage solutions across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional, and Jumbo loans with competitive rates in all licensed states.

Licensed States

Multi-state mortgage advisor

7 States

Key Markets

Major metropolitan areas

37+ Markets

Loan Programs

FHA, VA, Conventional, Jumbo

All Types

LicensedStates Where Jimmy Provides Mortgage Services

New York (NY)

Including NYC and surrounding areas

Key Markets:

ManhattanBrooklynQueensBronxStaten IslandLong IslandWestchester

New Jersey (NJ)

Statewide mortgage services

Key Markets:

Bergen CountyEssex CountyMorris CountyUnion CountyHudson County

Pennsylvania (PA)

Philadelphia metro and statewide

Key Markets:

PhiladelphiaPittsburghAllentownErieReading

Connecticut (CT)

Fairfield County and statewide

Key Markets:

HartfordNew HavenStamfordBridgeportWaterbury

Maryland (MD)

Baltimore and DC metro areas

Key Markets:

BaltimoreAnnapolisRockvilleFrederickGaithersburg

Ohio (OH)

Cleveland, Columbus, Cincinnati metro

Key Markets:

ClevelandColumbusCincinnatiToledoAkron

Georgia (GA)

Atlanta metro and statewide

Key Markets:

AtlantaSavannahAugustaColumbusMacon

Get Pre-Approved in Your State

Whether you're buying in NYC/NY, NJ, PA, CT, Maryland, Ohio, or GA, we have the right loan for you.

Current Multi-State Mortgage Rates

Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.

Multi-State Loan Availability

Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.

Calculate Your Monthly Payment

Enter your target home price for rate calculation

FHA 30-Year Fixed

3.5% down payment

Interest Rate:6.75%
APR:6.95%
Loan Limit:Up to $1,149,825

Your Estimated Payment

Monthly Payment

$2,598/mo*

Principal & Interest:$2,598
Property Tax (est.):$1,458/mo
Insurance (est.):$125/mo
PMI (if applicable):$285/mo
Total Monthly:$4,466/mo*

*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.

Multi-State Tax Rates

Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).

Market Coverage

Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.

Down Payment Programs

State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.

Lock In Your Rate Today

Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.

Your Bergen County Mortgage Starts Here

Whether you're buying in Paramus, Ridgewood, Fort Lee, or any of Bergen County's 70 towns, we have the local expertise and competitive rates to get you home.

70

Towns Served

$1.15M

FHA/VA Limit

21

Day Avg Closing

NMLS #1577754 | Equal Housing Lender | Licensed to serve all of Bergen County, NJ