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Mortgage Broker in Hackensack, NJ 07601

Hackensack is Bergen County's county seat and urban center, offering affordable housing options, excellent healthcare facilities, and growing downtown development.

Hackensack Real Estate Market

Median Home Price

$475,000

Appreciation

+3.9% YoY

Median Income

$72,190

School Rating

6/10

Quick Facts

Population:46,030
Property Tax Rate:2.81%
County:Bergen County
FHA/VA Limit:$1,149,825

Why Buy in Hackensack?

  • County seat with government offices
  • Major medical center (Hackensack UMC)
  • Affordable housing options
  • Growing arts and culture scene

Mortgage Programs for Hackensack Buyers

We offer specialized loan programs tailored to Hackensack's market conditions and buyer needs.

FHA Loans

Perfect for Hackensack first-time buyers. 3.5% down up to $1,149,825.

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VA Loans

0% down for veterans buying in Hackensack. Up to $1,149,825 limit.

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Jumbo Loans

For Hackensack homes above $1,149,825. Competitive rates available.

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Ready to Buy in Hackensack?

Get pre-approved today and start your Hackensack home search with confidence.

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Current Multi-State Mortgage Rates

Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.

Multi-State Loan Availability

Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.

Calculate Your Monthly Payment

Enter your target home price for rate calculation

FHA 30-Year Fixed

3.5% down payment

Interest Rate:6.75%
APR:6.95%
Loan Limit:Up to $1,149,825

Your Estimated Payment

Monthly Payment

$2,598/mo*

Principal & Interest:$2,598
Property Tax (est.):$1,458/mo
Insurance (est.):$125/mo
PMI (if applicable):$285/mo
Total Monthly:$4,466/mo*

*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.

Multi-State Tax Rates

Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).

Market Coverage

Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.

Down Payment Programs

State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.

Lock In Your Rate Today

Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.

Your Hackensack Mortgage Expert

With local expertise and competitive rates, we make buying in Hackensack simple and stress-free.

NMLS #1577754 | Serving Hackensack and all of Bergen County