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Mortgage Broker in Saddle River, NJ 07458

Saddle River represents the pinnacle of Bergen County luxury, with grand estates on sprawling properties. This exclusive borough maintains a rural character while offering world-class amenities and privacy.

Saddle River Real Estate Market

Median Home Price

$2,200,000

Appreciation

+6.8% YoY

Median Income

$250,000

School Rating

10/10

Quick Facts

Population:3,343
Property Tax Rate:2.08%
County:Bergen County
FHA/VA Limit:$1,149,825

Why Buy in Saddle River?

  • Multi-million dollar estate homes
  • Minimum 2-acre zoning requirements
  • Award-winning Wandell School
  • Elite country club access
  • Celebrity and CEO residents
  • Pristine horse trails and farms
  • Ultimate privacy and security

Mortgage Programs for Saddle River Buyers

We offer specialized loan programs tailored to Saddle River's market conditions and buyer needs.

FHA Loans

Perfect for Saddle River first-time buyers. 3.5% down up to $1,149,825.

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VA Loans

0% down for veterans buying in Saddle River. Up to $1,149,825 limit.

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Jumbo Loans

For Saddle River homes above $1,149,825. Competitive rates available.

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Ready to Buy in Saddle River?

Get pre-approved today and start your Saddle River home search with confidence.

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Current Multi-State Mortgage Rates

Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.

Multi-State Loan Availability

Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.

Calculate Your Monthly Payment

Enter your target home price for rate calculation

FHA 30-Year Fixed

3.5% down payment

Interest Rate:6.75%
APR:6.95%
Loan Limit:Up to $1,149,825

Your Estimated Payment

Monthly Payment

$2,598/mo*

Principal & Interest:$2,598
Property Tax (est.):$1,458/mo
Insurance (est.):$125/mo
PMI (if applicable):$285/mo
Total Monthly:$4,466/mo*

*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.

Multi-State Tax Rates

Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).

Market Coverage

Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.

Down Payment Programs

State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.

Lock In Your Rate Today

Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.

Your Saddle River Mortgage Expert

With local expertise and competitive rates, we make buying in Saddle River simple and stress-free.

NMLS #1577754 | Serving Saddle River and all of Bergen County