Your local mortgage expert for Upper Saddle River and Bergen County. Get approved for FHA, VA, and Jumbo loans up to $1,149,825 with competitive rates and personalized service.
Upper Saddle River is a prestigious borough featuring luxury homes on spacious lots. With a median home price of $1,475,000, it offers executive living in a beautiful, semi-rural setting with top schools.
Median Home Price
$1,475,000
Annual Appreciation
+5.5% YoY
Property Tax Rate
2.05%
School Rating
9/10
Top-Rated Schools
Upper Saddle River schools rank among the best in Bergen County
Strong Property Values
+5.5% YoY annual appreciation with strong demand
Luxury Housing
Estate properties with premium amenities
Family-Oriented Community
Family-friendly with community events
Whether you're buying your first home or purchasing a luxury estate, we have the right loan program for your Upper Saddle River purchase.
Perfect for first-time buyers in Upper Saddle River. Only 3.5% down with loans up to $1,149,825.
For veterans and active military. 0% down payment up to $1,149,825 in Bergen County.
For Upper Saddle River homes above $1,149,825. Competitive rates for high-value homes.
Traditional financing with as little as 5% down for Upper Saddle River properties.
Buy and renovate a Upper Saddle River home with one loan. Finance repairs into mortgage.
Special programs for first-time buyers in Upper Saddle River with down payment assistance.
Our Upper Saddle River mortgage experts also serve these neighboring communities
1 mile from Upper Saddle River
Median Price
$2,150,000
2 miles from Upper Saddle River
Median Price
$985,000
3 miles from Upper Saddle River
Median Price
$795,000
3 miles from Upper Saddle River
Median Price
$625,000
4 miles from Upper Saddle River
Median Price
$775,000
5 miles from Upper Saddle River
Median Price
$1,250,000
Competitive rates across NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loans available in all licensed states.
Multi-State Loan Availability
Licensed to serve clients in NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA. FHA, VA, Conventional and Jumbo loan programs available with competitive rates and flexible down payment options in all licensed states.
Enter your target home price for rate calculation
FHA 30-Year Fixed
3.5% down payment
Monthly Payment
$2,598/mo*
*Payment examples based on $850,000 loan amount. Actual payments will vary based on your specific situation, credit score, down payment, and current market conditions. Property taxes vary by state and local area.
Property tax rates vary by state: NJ (~2.2%), NY (~1.4%), PA (~1.5%), CT (~2.1%), MD (~1.1%), OH (~1.6%), GA (~0.9%).
Serving all price ranges across our licensed states. First-time buyer programs and luxury home financing available.
State DPA programs available across all licensed states. FHA 3.5% down, VA 0% down for veterans.
Rates change daily. Get pre-approved now to secure your rate in any of our licensed states: NYC/NY, NJ, PA, CT, Maryland, Ohio, & GA.
Get pre-approved today and start shopping with confidence. Our local expertise makes the difference in Bergen County's competitive market.
NMLS #1577754 | Equal Housing Lender | Licensed in New Jersey