Discover if you qualify to eliminate PMI and save $250/month. Free calculator and expert guidance included.
Private Mortgage Insurance (PMI) protects lenders when borrowers put down less than 20%. It typically costs 0.5% to 1% of your loan amount annually, adding $100-$500+ to your monthly payment.
PMI automatically terminates when your loan balance reaches 78% of the original purchase price.
You can request PMI cancellation at 80% LTV with good payment history and no subordinate liens.
If your home value increased, you may qualify sooner with a new appraisal showing 20% equity.
Important Note
FHA loans after June 2013 require PMI for the life of the loan if down payment was less than 10%.
Calculate your current LTV ratio
Payment history, home value proof
Contact lender with documentation
Save hundreds every month
“Home appreciation helped me remove PMI years ahead of schedule!”
“Extra principal payments were worth it. Saving over $5,000 per year now.”
“Refinancing eliminated PMI and lowered my rate. Double win!”
Our PMI removal experts have helped thousands of homeowners save millions in unnecessary insurance payments. Get your free consultation today.
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